Since 1997
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You need money, and you need it quickly. We've all been there — we know what it's like to feel like there's nowhere left to turn. Whether it's an emergency situation or an unexpected expense, that's where Cash Advance® comes in. We provide a free service that aims to quickly connect customers with lenders that offer loans that may work for them. To help keep our service free, we may also connect you with offers for other credit-related services like debt relief, credit repair and credit-monitoring.
Remember that short-term loans should only be used as last resort options in situations of financial emergency. Make sure to review all terms before agreeing to a loan offer.
Our online service is entirely free and works to find potential lenders in our network and in our extended network of non-lender third-party lender networks. Simply fill out our secure online form, then hit the SUBMIT button. If we find a possible lender, you will be presented with the next steps to complete your loan request.
If you are presented with a loan offer, you will have the option to review the terms of the loan, which you may approve or decline. In addition to traditional loans, some lending partners in our network may offer lines of credit. We encourage you to always read the terms of your loan thoroughly before accepting them.
If we can't find a loan offer for you, we may pass some limited information about you to our marketing partners so you can receive offers for credit repair, debt relief or similar services.
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Flexible repayment options. Review all lender terms before accepting any offer.
Cash Advance® is not a lender and does not provide short-term loans but refers consumers to lenders who may provide such loans. For this reason, we are unable to supply you with an exact APR (Annual Percentage Rate) that you will be charged if you choose to accept an offered loan. The loan interest rates are determined solely by your lender.
The APR on a short-term loan can vary greatly depending on how the APR is calculated (nominal vs. effective), the duration of the loan, loan fees incurred, late payment fees, non-payment fees, loan renewal actions, and other factors. See our Rates & Fees page for more details.
Borrow $200 for 14 days with a $30 to $60 lender fee. Your estimated APR is 391% to 782%*
Cash advances are relatively expensive when compared with other loan products. Cash advances are not recommended as a long term financial solution and they should only be taken for emergency financial needs.
*Calculation: (lender fee / loan amount) x (amount of days in a year / duration of the loan) x 100
Low End: ($30 / $200) × (365 / 14) × 100 = 391.07%
High End: ($60 / $200) × (365 / 14) × 100 = 782.14%
All lenders are required by law to provide the consumer with specific loan terms, conditions, and practices prior to the consumer's acceptance of the loan. We recommend that you carefully review the terms and conditions of any loan offer presented to you.
NON-PAYMENT, LATE PAYMENT, OR PARTIAL PAYMENT: When you accept the terms and conditions for a loan offer, you are agreeing to pay back the loan principal and finance charges in the amount of time shown in the documents supplied by your lender. Additional fees or charges may result from non-payment, late payment, or partial payment.
FEES AND INTEREST: Before you accept a loan offer, your lender is required by federal law to present you with the exact fees and interest rate of your loan.
CREDIT SCORE IMPACT: Cash Advance® does not make credit decisions nor does Cash Advance® conduct a credit inquiry on consumers. If you do not repay your loan on time your lender may report this delinquency to one or more credit bureaus, which could have a negative impact on your credit score.
COLLECTION PRACTICES: Cash Advance® is not a lender and does not collect any debts. All lenders and debt collectors are required by federal law, including the Fair Debt Collection Practices Act, to engage in fair debt collection practices.
Have you been called by someone claiming you have defaulted on a loan? It might be a scam.
Find Out More →As a proud member of the Online Lenders Alliance (OLA), Cash Advance® is serious about protecting your personal information. The OLA consumer hotline is a key consumer resource for questions on lending or reporting possible occurrences of fraud.