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Cash Advanceยฎ Rates & Fees

Transparent information about loan costs. Use our calculator to estimate your repayment amount.

๐Ÿ“Š Loan Cost Estimator

$200$10,000
7 Days12 Months
Amount Borrowed
$500
Estimated Repayment
$575 โ€“ $650
Estimated APR
782% โ€“ 1546%
Example: A loan of $500 for 30 days: Amount Payable: $575โ€“$650 | Interest Rate: approximately 352%โ€“700% p.a. | Representative APR 782%โ€“1546% (Variable)

* This tool is intended to provide an idea of how various loan amounts and terms can affect finance charges. Only your lender can provide the exact APR, repayment terms and other information about your loan.

โœ… No Cost to Submit a Request

Submitting your inquiry for a loan at CashAdvance.com incurs absolutely no cost. CashAdvance.com is not a lender and does not provide lending services directly to consumers. Based on the information you submit, CashAdvance.com searches its database for potential lenders and/or loan products for your consideration.

In addition, you may be connected with a tribal lender. Tribal lenders' rates and fees may be higher than state-licensed lenders, and are subject to federal and tribal laws, not state laws.

๐Ÿ“„ Full Disclosure of Terms

The Truth in Lending Act requires full disclosure of all loan fees and interest rates that borrowers may incur. All fees and rate information should be disclosed to you by your lender at the time of approval.

The lender provides documents that contain all fees and rate information pertaining to the loan being offered to you. Please review the fee and rate information provided to you by your lender thoroughly and completely before agreeing to the terms. You are under no obligation to accept these terms.

If you decide the loan terms are acceptable and wish to proceed, e-sign the page and await transfer of your funds. The loan fees and interest rates are determined solely by your lender.

๐Ÿ“ˆ Example APR Ranges by Loan Term

Loan Amount Term Est. Repayment Est. APR Range
$20030 days$258~2120%
$50030 days$575โ€“$650782%โ€“1546%
$1,0003 months$1,150โ€“$1,350200%โ€“460%
$2,5006 months$2,875โ€“$3,250100%โ€“260%
$5,00012 months$5,750โ€“$6,50075%โ€“150%
$10,00012 months$11,500โ€“$13,00075%โ€“130%

* APR ranges are estimates only. Your actual APR will be determined by your lender based on your creditworthiness and state laws.

โฐ Late Payment Policy

Cash advance lenders have varying policies regarding late payments. Review the late payment policy detailed in the loan documents provided to you by your lender before signing. All lenders must abide by applicable laws, rules, and regulations regarding late payment fees.

โš ๏ธ Late payments may result in additional fees and charges. Always review your lender's specific late payment policy before agreeing to loan terms.

โŒ Non-Payment Policy

Additional fees or charges may apply in the event that you are unable to repay your loan. All lenders are required by federal law, including the Fair Debt Collection Practices Act, to engage in fair debt collection practices.

๐Ÿ’ก If you are struggling with repayment, contact your lender as soon as possible to discuss your options before missing a payment.

๐Ÿ”„ Loan Renewal / Rollover Policy

Where rollovers, or repayment term extensions, are allowed, interest rates along with any late fees that may be assessed can add a substantial dollar amount to the end price of your loan. Read the lender's terms in full regarding loan renewal options before signing the loan contract.

Not all states allow rollovers. Your lender must disclose whether rollovers are available in your state.

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